Tiffin service business plan: a free template with an example

You don't need a 30-page plan to start a tiffin service. You need clear answers to ten questions. Here they are, with an example kitchen filled in, so you can copy the template and write your own.

· 2 min read

The ten questions

SectionAnswer thisExample
1. CustomersWho exactly will buy, and why?Students and young professionals in Brampton who want home-style veg lunches
2. OfferWhat's in a tiffin? Which plans?Dal, sabzi, rice, 4 rotis; trial week, monthly weekday plan
3. Kitchen and rulesWhere will you cook, and is it allowed?Shared commercial kitchen, 4 hrs/day; Peel Public Health notified
4. PricePrice per meal and per plan$13/meal; $260/month (20 meals)
5. Costs per mealFood, packaging, delivery$3.90 + $0.60 + $1.25
6. Monthly costsRent, insurance, software, phone$2,000 kitchen + $379 other
7. Break-evenMeals a month to cover everything≈ 470 meals (about 24 customers)
8. DeliveryAreas, days, who drivesBrampton L6P–L6Z, Mon–Fri, one part-time driver
9. MarketingHow the first 30 customers find youTemple and grocery flyers, Facebook groups, referrals
10. GoalCustomers and profit in 12 months60 customers, $5,000/month before tax

Working out break-even

Take your price per meal and subtract the costs that come with each meal (food, packaging, delivery). In the example: $13 − $3.90 − $0.60 − $1.25 = $7.25 per meal left to pay fixed costs. Fixed costs are $2,379 a month, so break-even is $2,379 ÷ $7.25 ≈ 330 meals.

But kitchen rent isn't really fixed if you rent by the hour. Add a realistic amount for your own time too. If you want $1,000 a month for yourself before profit, break-even becomes ($2,379 + $1,000) ÷ $7.25 ≈ 470 meals, about 24 customers on a 20-meal plan.

Fill it in with real numbers

What a lender adds

If you're applying for a loan, add a short summary of you and your cooking experience, three nearby competitors and their prices, a 12-month cash forecast, and how much you are putting in yourself. The ten answers above are still the core.

A simple 12-month forecast

Most tiffin services grow in steps, not a straight line. A realistic first year for the example kitchen might look like this:

MonthsCustomersFocus
1–25–15Friends, family, first flyers; get the routine right
3–415–30Facebook groups, Google profile, referrals
5–830–50First driver; move to software if the spreadsheet hurts
9–1250–60Second delivery area or a dinner plan

Know your competitors

List three tiffin services that deliver to your area. For each, write down their price per month, what's in a box, delivery days and areas, how people order, and what their reviews praise or complain about. You're not looking to copy their price. You're looking for the gap: a style of food nobody does well, an area nobody covers, or an ordering experience that's easier.

Risks to plan for

  • The rules. Cooking somewhere you're not allowed to can close you down. Settle it first.
  • You get sick. Who cooks? Write the recipes and the routine down.
  • Grocery prices rise. Build a yearly price review into the plan.
  • A food safety problem. Insurance, clean habits and labels with allergens.
  • Customers leave in summer or at semester end. Plan for slower months, especially with students.

Questions

Do I need a business plan for a tiffin service?

For a bank loan, yes. For yourself, a one-page plan is enough: it forces you to check the rules, your price and your break-even before you spend money.

What is break-even for a tiffin service?

The number of meals a month where money in equals all your costs. Above it you make a profit. In the example below it's about 470 meals a month.

Use it

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